Potential for currency exchange loss is noted on every loan profile under the loan details: By bearing this risk, lenders protect the partner and its borrowers from catastrophic currency devaluations and contribute to the sustainability of their operations. We offer some Field Partners the option to protect themselves against currency fluctuations by choosing to pass on these losses to Kiva lenders. When lending internationally, the local currency in a borrower's country may lose some of its value compared to the US dollar - requiring the partner to use more of its local currency to repay Kiva in USD. No direct loans will be disbursed unless they fully fundraise on Kiva. Some Field Partners choose to disburse loans with other sources of funding, while other partners don't have the resources available to fund loans without Kiva lenders' support. If a post-disbursed loan is not funded on Kiva, there is a chance that the borrower may not receive their loan. If a partner loan is not pre-disbursed, it will be listed on Kiva with an expected "post-disbursed" date. By doing this, our Field Partners assume the risk that, if the loan isn't funded by lenders, they will have to fund the loan without any funds from Kiva. Loan funds from Kiva lenders then go to backfill that amount and as a lender you assume the risk of the loan. We allow pre-disbursal because it ensures that the funds reach the borrower as soon as they are needed. In the case of partner loans, many of our Field Partners choose to disburse loan funds before the loan request is posted on Kiva. Direct loans are always post-disbursed, and will be done only after the loan has fully fundraised on Kiva. Loan disbursal for loans on Kiva can happen anywhere from 30 days before to 90 days after the loan is posted on the Kiva website. The disbursed date indicates the date that the borrower receives their loan funds. Black units have black drawer trim and side handle. 19" x 27.25" DripGuard™ stainless steel top. My overtime as a nurse is the main capital investment we have at the moment. This loan will take the stress away and allow me to stop working 4 nights a week as a Register Nurse and be able to focus on my business. This load will allow use to expand and add the products in side the store. We expect at least a 500% return on our investment. We will also purchase smoke shop related inventory like pipes, vapes, and other novelty items. We also need to purchase clothing for our brand and other in store merchandise products. This will cost roughly 2000 for purchasing tattoo chairs and workstation, new plumbing for a sink and clean station, and additionally tattoo supplies like needles and tubes. We will spend the money on remodeling and adding an additional station for a second tattoo artist. I want to grow this business into something that can provide a better life for my family. We have a great group of regular client that only allowed my step father to tattoo them. My step father tattoos and my mother greats the clients. Right now, my life partner and I, run the business side of things. Our traffic to the shop has increased by 300%. Within one month of running an online campaign on Facebook and google, we had over 30,000 interactions. I took over majority ownership and filed for my LLC in August. As I started to help them I realized the potential this industry has and the ability to branch off side businesses that are all related. Their business wasn't listed on yelp or google maps. They are old school and have little literacy toward computers or the online world.
We are proud to play your artists.My parents asked me to help them with their tattoo shop because they weren't able to always make ends meet. All of you help make this show as good as it is weekly. We here at the Black-Eyed & Blues Show would like to thank all the PR and radio people that get us music including Frank Roszak, Rick Lusher ,Doug Deutsch Publicity Services,American Showplace Music, Alive Natural Sounds, Ruf Records, Vizztone Records,Blind Pig Records,Delta Groove Records, Electro-Groove Records,Betsie Brown, Blind Raccoon Records, BratGirl Media, Mark Pucci Media and all of the Blues Societies both in the U.S. Ryan Hartt & The Blue Hearts, Call My Name, Steve Howell & Jason Weinheimer, Shuckin’ Sugar, Kelly’s Lot, All I Ever Want Is The Blues, Larry Griffith, It Ain’t What They Call Ya, Wily Bo Walker & ED Brayshaw, Motel Blues, Kenny Beedyeyes Smith, Second Hand Woman, Sugar Queen & The Straight Blues Band, Bullock Blues, Packrat’s Smokehouse, Hoo Doo Woman’s Blues,
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